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	<title>Comments on: All About Your Free Annual Credit Report</title>
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	<link>http://free-credit-reports-annual.com/annual-credit-report/all-about-your-annual-credit-report/</link>
	<description>Free annual credit report tips and how to get your free credit score (FICO or comparable) without spending a dime</description>
	<lastBuildDate>Mon, 23 Jan 2012 20:47:15 +0000</lastBuildDate>
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		<title>By: cyberandy</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/all-about-your-annual-credit-report/comment-page-1/#comment-573</link>
		<dc:creator>cyberandy</dc:creator>
		<pubDate>Wed, 06 Oct 2010 22:21:27 +0000</pubDate>
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		<description>The credit bureaus record all kinds of credit related activities on your credit report(s), and the negative items such as late payments, default loans, bankruptcy, foreclosure, among other things will lower your calculated credit score. 

From what I know, raising your credit score may take some effort of demonstrating better credit-worthiness for a period of time. If however, a mistake on the credit report is causing your credit score to be low, then you can try to contest that with the bureaus and if you can prove that it was a mistake or due to identity theft, etc., then it&#039;s very likely that you can get the negative items removed, and your credit score will quickly rise. Hope that helps.</description>
		<content:encoded><![CDATA[<p>The credit bureaus record all kinds of credit related activities on your credit report(s), and the negative items such as late payments, default loans, bankruptcy, foreclosure, among other things will lower your calculated credit score. </p>
<p>From what I know, raising your credit score may take some effort of demonstrating better credit-worthiness for a period of time. If however, a mistake on the credit report is causing your credit score to be low, then you can try to contest that with the bureaus and if you can prove that it was a mistake or due to identity theft, etc., then it&#8217;s very likely that you can get the negative items removed, and your credit score will quickly rise. Hope that helps.</p>
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		<title>By: Anthony ortiz</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/all-about-your-annual-credit-report/comment-page-1/#comment-565</link>
		<dc:creator>Anthony ortiz</dc:creator>
		<pubDate>Thu, 30 Sep 2010 18:05:54 +0000</pubDate>
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		<description>If you can rate my credit report. I dont no why my score is low. please advise me where to go from this point. I sm aware that bad credit is not the way to go. Im looking  to better my credit score.</description>
		<content:encoded><![CDATA[<p>If you can rate my credit report. I dont no why my score is low. please advise me where to go from this point. I sm aware that bad credit is not the way to go. Im looking  to better my credit score.</p>
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