What is the phone number you can call to receive a free annual credit report?

Question by scully_steve: What is the phone number you can call to receive a free annual credit report?
I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.

Best answer:

Answer by Frog-Leggs
ChoicePoint Message Center
P. O. Box 105179
Georgia 30348-5108
Telephone: 1-800-456-6432

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4 Responses to “What is the phone number you can call to receive a free annual credit report?”

  • VideoCreditScore says:

    Telephone: (877) 322-8228
    Online: http://www.annualcreditreport.com
    * By mail. Print out the order form here:
    https://www.annualcreditreport.com/cra/requestformfinal.pdf

  • Bigboi47 says:

    From the site Free Annual Credit Report.

    To Request your Credit Report by Phone:
    Call 1-877-322-8228
    You will go through a simple verification process over the phone.

    Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery.

  • Studly says:

    I’m still totally amazed at people who answer this question incorrectly. Is it just ignorance? Or spam?

    FreeCreditReport does NOT give out free reports. I never even heard of that other company…just another of the scam sites trying to cheat people.

    Please go to http://www.annualcreditreport.com as this is the ONLY TRUE government mandated site where you can get your report.

  • Bill C says:

    Getting your credit report directly from Choice Point IS NOT FREE. They require you to give them a credit card and they enroll you in their BS “credit monitoring” program and if you don’t cancel it after a certain amount of time, they will bill your credit card.

    Use the Federal Trade Commission’s website to get your free credit report from each of the 3 credit reporting agencies: https://www.annualcreditreport.com

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Get tips on free credit reports at our blog. Most people know they are entitled to a free annual credit report but don't realize that they are actually entitled to three(one from each of the big bureaus). We want to make it easy for you to get your free copy of credit reports as well as the all important FICO (or generic) credit score which is not a part of the free program.