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	<title>Free Annual Credit Reports &#38; Score Tips &#187; Annual Credit Report</title>
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	<description>Free annual credit report tips and how to get your free credit score (FICO or comparable) without spending a dime</description>
	<lastBuildDate>Thu, 17 May 2012 04:31:02 +0000</lastBuildDate>
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		<title>Rebound in Construction and Automobile Sectors to Set the Pace in the Global Steel Wire Market, According to a New Report by Global Industry Analysts, Inc.</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/rebound-in-construction-and-automobile-sectors-to-set-the-pace-in-the-global-steel-wire-market-according-to-a-new-report-by-global-industry-analysts-inc/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/rebound-in-construction-and-automobile-sectors-to-set-the-pace-in-the-global-steel-wire-market-according-to-a-new-report-by-global-industry-analysts-inc/#comments</comments>
		<pubDate>Mon, 07 May 2012 16:39:38 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
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		<category><![CDATA[Automobile]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[Global]]></category>
		<category><![CDATA[Inc.]]></category>
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		<category><![CDATA[Rebound]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[Sectors]]></category>
		<category><![CDATA[Steel]]></category>
		<category><![CDATA[Wire]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/annual-credit-report/rebound-in-construction-and-automobile-sectors-to-set-the-pace-in-the-global-steel-wire-market-according-to-a-new-report-by-global-industry-analysts-inc/</guid>
		<description><![CDATA[San Jose, California (PRWEB) May 03, 2012 Follow us on LinkedIn Demand for steel reflects the general trend in the world economy, which also applies to the steel wire industry. Consequently, demand for steel wire is dependent upon the overall health of sectors such as the automotive and constructive industries. After posting a gradual recovery [...]]]></description>
			<content:encoded><![CDATA[<p>San Jose, California (PRWEB) May 03, 2012
<p> Follow us on LinkedIn  Demand for steel reflects the general trend in the world economy, which also applies to the steel wire industry. Consequently, demand for steel wire is dependent upon the overall health of sectors such as the automotive and constructive industries. After posting a gradual recovery in 2010, the steel industry&#8217;s fortunes slipped during mid-2011, with the market being negatively affected by the economic slowdown triggered by the debt crisis in Europe. In the near term, revival in the European steel market remains uncertain as fiscal austerity and tight credit conditions continue to afflict majority of the European economies. In North America, demand for the metal is expected to gradually improve in line with recovery in construction and automobile sectors.  China which has been one of the vibrant economies till recent times is expected to register softer demand owing to the governments initiatives to temper growth in the real estate market. In the long term, emerging Asian markets, excluding China are forecast to drive the global steel wire market. Infrastructure expansion and higher disposable incomes leading to greater ownership of consumer durables and cars in these markets comprise the primary factors driving growth in these markets.</p>
<p>&#13;</p>
<p>New technologies continue to drive the global steel wire market, enabling the steel industry to address the needs of high-quality steel wire rod products in end-use sectors such as automotive and construction. Steel wires are essentially consumed by various end-use industries including construction, agriculture, horticulture, engineering, telecom, power and automobile among others. The construction industry is a major consumer of a wide range of steel wire and allied products. Some of the innovations seen in the recent years have transcended areas such as enhanced finishing operations, durability, high tensile strength, rolling with precision tolerances, and dimension measurements, which have enabled consistency in mechanical properties, finish and dimensions. </p>
<p>&#13;</p>
<p>Asia-Pacific represents the largest regional market for Steel Wires worldwide, as stated by the new market research report on Steel Wire. Growth in the global steel wire market is also expected to be driven by Asia-Pacific, which is projected to grow at a compounded annual rate of around 5.4% during the analysis period 2009-2017. China, South Korea, India and Indonesia are considered leading markets in the region. Over the last few years, there has been an increased level of investment aimed at revamping the transmission and distribution networks within India. The trend is expected to provide a major boost to the steel wires industry, particularly for conductor wire, cable-armoring wire, stay wires, earth wires and G.I. wires. Further, rapidly expanding construction, automobile and engineering sectors are also likely to promote the demand for LRPC steel wires, and all grades of carbon steel wires. As Indian government plans to increase investment in telecommunications sector, teledensity is expected to rise which in turn would create tremendous demand for steel wires. Demand for wire products in the US, in the short run, is anticipated to remain moderate due to slow demand in transportation, construction, and automotive industries. As several wire products are used in home renovations, new home construction, and infrastructure and commercial construction, steel wire market is expected to pick up momentum over the coming years. Segment wise, carbon steel wire represents the largest segment in the global steel wire market, while the alloy steel wire represents the fastest growing segment.</p>
<p>&#13;</p>
<p>Major players profiled in the report include Arcelor Mittal, Bridon International, Davis Wire Corporation, Insteel Industries, Inc., Kobe Steel Ltd., Leggett &amp; Platt, NV Bekaert SA, Steel Authority of India Ltd., Tree Island Industries Ltd. and Wire Rope Industries among others.</p>
<p>&#13;</p>
<p>The research report titled Steel Wire: A Global Strategic Business Report announced by Global Industry Analysts, Inc., provides comprehensive market overview, trends &amp; issues, recent industry activity and profiles of market players worldwide. Analysis and overview is provided for the years 2009 through 2017, for major geographic markets including US, Canada, Japan, Europe, Asia-Pacific, Middle East, and Latin America. Product groups/segments analyzed include Carbon Steel Wire (Plain, Plated/Coated with Zinc and Other Coated), Alloy Steel Wire (Plain and Coated) and Stainless Steel Wire (Round and Others).  </p>
<p>&#13;</p>
<p>For more details about this comprehensive market research report, please visit  &#13;<br />
<br />http://www.strategyr.com/Steel_Wire_Market_Report.asp</p>
<p>&#13;</p>
<p>About Global Industry Analysts, Inc.&#13;<br />
<br />Global Industry Analysts, Inc., (GIA) is a leading publisher of off-the-shelf market research. Founded in 1987, the company currently employs over 800 people worldwide. Annually, GIA publishes more than 1300 full-scale research reports and analyzes 40,000+ market and technology trends while monitoring more than 126,000 Companies worldwide. Serving over 9500 clients in 27 countries, GIA is recognized today, as one of the world&#8217;s largest and reputed market research firms.</p>
<p>&#13;</p>
<p>Follow us on LinkedIn</p>
<p>&#13;</p>
<p>Global Industry Analysts, Inc.&#13;<br />
<br />Telephone: 408-528-9966&#13;<br />
<br />Fax: 408-528-9977 &#13;<br />
<br />Email: press(at)StrategyR(dot)com&#13;<br />
<br />Web Site: http://www.StrategyR.com/&#13;<br />
&#13;<br />
<br />###</p>
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		<title>Ted Allen</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/ted-allen/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/ted-allen/#comments</comments>
		<pubDate>Tue, 01 May 2012 08:24:08 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Allen]]></category>

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		<description><![CDATA[Ted Allen Event on 2012-05-19 19:30:00 Out of TownFood Network chef and &#34;In My Kitchen: 100 Recipes &#038; Discoveries for Passionate Cooks,&#34; author, 7:30 pm, 5/19, Next Chapter Book Shop, Mequon (moved from Pabst). . 414-286-3205 When: 05/19/12 @ 7:30pmCost: (includes autographed book)Call: 414-286-3205Web: pabsttheater.org More Information: A Conversation with Ted Allen, originally scheduled for [...]]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://eventful.com/milwaukee_wi/events/ted-allen-/E0-001-047046212-1@2012051919?utm_source=apis&#038;utm_medium=apim&#038;utm_campaign=apic" rel="nofollow">Ted Allen</a></strong><br />
<i>Event on 2012-05-19 19:30:00</i><br />
<br />Out of Town<br />Food Network chef and &quot;In My Kitchen: 100 Recipes &#038; Discoveries for Passionate Cooks,&quot; author, 7:30 pm, 5/19, Next Chapter Book Shop, Mequon (moved from Pabst). . 414-286-3205</p>
<p>When:   05/19/12 @ 7:30pm<br />Cost:   (includes autographed book)<br />Call:  414-286-3205<br />Web:  <a href="http://pabsttheater.org/" rel="nofollow">pabsttheater.org</a></p>
<p>More Information:<br /> A Conversation with Ted Allen, originally scheduled for May 19 at Pabst Theater, has been moved to Next Chapter Book Shop 10976 N Port Washington Road, Mequon WI 53092. The start time has been updated to 7:30 p.m. All tickets for this event purchased through The Pabst Theater Box Office will be honored and will still receive a signed copy of Ted Allen&#39;s new book In My Kitchen. Additionally, the ticket price has been reduced to . Current ticket holders can receive a refund for the difference in cost at point of purchase &#038; credit card orders will be automatically refunded. </p>
<p> Please call 414-286-3205 with any questions.</p>
<p> We appreciate your patience and apologize for any inconvenience this may cause.</p>
<p> A Conversation with <br /> TED ALLEN <br /> of Food Network&#39;s &quot;Chopped&quot;<br /> LIVE AT THE PABST THEATER<br /> SATURDAY * MAY 19 * 6PM DOORS</p>
<p> Emmy Award winner Ted Allen is host of the hit primetime competition series &quot;Chopped&quot; on Food Network, and a frequent contributor to the network&#39;s show &quot;The Best Thing I Ever Ate.&quot; He was a judge on the first four seasons of Bravo&#39;s &quot;Top Chef&quot; and Food Network&#39;s &quot;Iron Chef America,&quot; and was the food and wine specialist on the groundbreaking Bravo series &quot;Queer Eye.&quot; He is author of &quot;The Food You Want to Eat: 100 Smart, Simple Recipes&quot; (Clarkson-Potter), a collection of vibrant, all-natural dishes, and co-wrote the New York Times Best Seller &quot;Queer Eye for the Straight Guy: The Fab Five&#39;s Guide to Looking Better, Cooking Better, Dressing Better, Behaving Better, and Living Better.&quot; Ted Allen brings his show to Milwaukee this May. Every ticket includes an autographed copy of Ted&#39;s new book, In My Kitchen: 100 Recipes and Discoveries for Passionate Cooks.</p>
<p> Ted also serves as the spokesman for Robert Mondavi Private Selection wines. In that capacity, he works with media and consumers on wine education and food/wine pairing, and shares advice about food, wine and entertaining on www.Discover-Wine.com.</p>
<p> Ted volunteers his time to several national and local charities. 2011 marks his fourth year as spokesperson for Dining Out For Life, an annual fundraiser held on the last Thursday in April in which more than 3,000 restaurants donate a portion of the day&#39;s proceeds to local AIDS service organizations. In 2010, Dining Out For Life raised for than  million in 50 cities in the United States and Canada. Ted also serves on the Culinary Council of the Food Bank For New York City and emcees GMHC&#39;s annual Savor fundraiser.</p>
<p> Since 1997, Ted has been a contributing editor to Esquire magazine, where he writes about food, wine, style and everything else the American man needs to know. He was a finalist for a National Magazine Award for his Esquire feature on the little-known phenomenon of male breast cancer. Ted also writes for such publications as Bon Appétit, Epicurious and Food Network Magazine. Before joining Esquire, Ted was a senior editor and restaurant critic at Chicago magazine.</p>
<p> Ted holds an M.A. in journalism from New York University, with an advanced certificate in the school&#39;s Science and Environmental Reporting Program, and a B.A. in psychology from Purdue University. He lives in Brooklyn with his longtime partner, Barry Rice.</p>
<p> Presented by Next Chapter Book Shop and Bartolotta&#39;s</p>
<p> 144 E. Wells St. * Milwaukee, WI 53202 </p>
<p> TICKETS ON SALE FRIDAY, MARCH 16 AT NOON<br /> http://pabsttheater.org/show/tedallen2012</p>
<p> (Every ticket includes an autographed copy of Ted&#39;s new book, In My Kitchen: 100 Recipes and Discoveries for Passionate Cooks)<br /> RESERVED SEATING TICKETS<br /> AT<br /> The Pabst and The Riverside Box Offices<br /> www.pabsttheater.org<br /> (414) 286-3663 * (800) 511-1552.</p>
<p> *Tickets are available night of show at Pabst Theater Box Office*</p>
<p> ALL AGES * SMOKE FREE * WHEELCHAIR ACCESSIBLE
</p>
<p>at <a href="http://eventful.com/milwaukee_wi/venues/the-pabst-theater-/V0-001-000205340-3?utm_source=apis&#038;utm_medium=apim&#038;utm_campaign=apic" rel="nofollow">The Pabst Theater</a><br />
144 E Wells Street<br />
Milwaukee, United States</p>
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		<title>Underwriter</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/underwriter/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/underwriter/#comments</comments>
		<pubDate>Sun, 15 Apr 2012 12:28:38 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Underwriter]]></category>

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		<description><![CDATA[Underwriter include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan Price: Location 44131 Independence, USA Tweet news and informations&#160;automotive,business,crime,health,life,politics,science,technology,travelautomotive,business,crime,health,life,politics,science,technology,travel]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://jobs.oodle.com/u_a2xx_/3002712932-22247u678,13-82BE02FC6266/jobs.oodle.com___J4mdmg4LfQf5FPpPvJgjgTLhh_6eYGDCXX106RhTa-8IhUkXjJ6_fNE_1QHqo6hU9KkYXU9SWRRWg3Rd7SyDblyhFrrYq7EG" rel="nofollow">Underwriter</a></strong></p>
<p> include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan</p>
<p><strong>Price: </strong></p>
<p><strong>Location</strong></p>
<p>44131 Independence, USA</p>
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		<title>EXCLUSIVE: Hackers turn credit report websites against consumers</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/exclusive-hackers-turn-credit-report-websites-against-consumers/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/exclusive-hackers-turn-credit-report-websites-against-consumers/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 20:26:22 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[against]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[EXCLUSIVE]]></category>
		<category><![CDATA[Hackers]]></category>
		<category><![CDATA[report]]></category>
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		<description><![CDATA[EXCLUSIVE: Hackers turn credit report websites against consumers Clements helped msnbc.com view dozens of credit reports on the forum, many of which had CreditReport.com stamped across the first page. But others viewed by msnbc.com indicated they were stolen from AnnualCreditReport.com and Equifax.com. Read more on msnbc.com Community Financial Credit Union Issues Inaugural &#34;Community Matters&#34; Report [...]]]></description>
			<content:encoded><![CDATA[<p><strong>EXCLUSIVE: Hackers turn <b>credit report</b> websites against consumers</strong><br />
Clements helped msnbc.com view dozens of credit reports on the forum, many of which had CreditReport.com stamped across the first page. But others viewed by msnbc.com indicated they were stolen from AnnualCreditReport.com and Equifax.com.<br />
<i>Read more on <a rel="nofollow" href="http://redtape.msnbc.msn.com/_news/2012/03/26/10875023-exclusive-hackers-turn-credit-report-websites-against-consumers?chromedomain=usnews">msnbc.com</a></p>
<p></i></p>
<p><strong>Community Financial <b>Credit</b> Union Issues Inaugural &quot;Community Matters&quot; <b>Report</b></strong><br />
&quot;Community Matters&quot; looks back at 2011 and combines both the traditional financial report typically seen in an annual report, with a deeper look into the credit union&#39;s support of nonprofits, education and other community-based organizations and events &#8230;<br />
<i>Read more on <a rel="nofollow" href="http://www.marketwatch.com/story/community-financial-credit-union-issues-inaugural-community-matters-report-2012-04-02">MarketWatch (press release)</a></p>
<p></i></p>
<p><strong>Teach teens all about <b>credit reports</b></strong><br />
The credit bureaus jointly run one official website from which to order these free reports: www.annualcreditreport.com. (When in doubt, you can always link to this website from the Federal Trade Commission website, www.ftc.gov.) &#8230;<br />
<i>Read more on <a rel="nofollow" href="http://www.guampdn.com/article/20120402/NEWS01/204020309">Pacific Daily News</a></p>
<p></i></p>
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		<title>The Issue of Customer Care Attracts the Highest Number of Negative Comments on the Internet, Reveals First Annual UK Banking Social Media Report by DigitalMR</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/the-issue-of-customer-care-attracts-the-highest-number-of-negative-comments-on-the-internet-reveals-first-annual-uk-banking-social-media-report-by-digitalmr/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/the-issue-of-customer-care-attracts-the-highest-number-of-negative-comments-on-the-internet-reveals-first-annual-uk-banking-social-media-report-by-digitalmr/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 16:30:01 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
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		<category><![CDATA[Attracts]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Comments]]></category>
		<category><![CDATA[Customer]]></category>
		<category><![CDATA[DigitalMR]]></category>
		<category><![CDATA[First]]></category>
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		<category><![CDATA[Internet]]></category>
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		<category><![CDATA[Negative]]></category>
		<category><![CDATA[number]]></category>
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		<description><![CDATA[London (PRWEB UK) 29 March 2012 Social media research specialist DigitalMR releases the first ever annual UK Banking Social Media Report on what customers are saying about UK high street banks online. DigitalMR analysed over 200,000 customer comments about high street banks across January to December 2011. &#13; For the first time, UK banks will [...]]]></description>
			<content:encoded><![CDATA[<p><img style="float:left;margin: 0 20px 10px 0;" src="http://ww1.prweb.com/prfiles/2012/01/31/9308185/gI_64943_digitalMR-CMYK-logo.png" /><br />
London (PRWEB UK) 29 March 2012
<p> Social media research specialist DigitalMR releases the first ever annual UK Banking Social Media Report on what customers are saying about UK high street banks online.  DigitalMR analysed over 200,000 customer comments about high street banks across January to December 2011. &#13;<br />
<br />For the first time, UK banks will be able to gauge customer perceptions of their performance against that of their competitors across a range of criteria for the whole of 2011. </p>
<p>&#13;</p>
<p>DigitalMR Group Managing Director, Michalis Michael commented: This report provides a national benchmark for how banking brands are perceived by customers online. Banks attracting criticism will be able to use the analysis to find out how they can improve their competitive position.&#13;<br />
<br />Report Highlights  &#13;<br />
<br />The Top 5 most discussed topics online for 2011: &#13;<br />
<br />1st Loans&#13;<br />
<br />2nd Credit Cards&#13;<br />
<br />3rd Customer Care&#13;<br />
<br />4th Online Banking &#13;<br />
<br />5th Overdrafts&#13;<br />
<br />Loans attracted around 15,000 mentions on the internet. However, banks are likely to turn their attention to the topics that garnered the largest number of negative comments. Top of the list was the issue of Customer Care with nearly 3,000 negative comments attributed to it across 2011. Customer Care will be a key concern for 2012 as banks continue to close branches and reduce numbers of staff. The other key topics to attract negative comment were: Loans, Bank Employees and Credit Cards. These topics each attracted more than 2,000 negative comments from customers online.</p>
<p>&#13;</p>
<p>Overall mentions &#8211; top 5 UK banks that receive the highest share of online mentions: &#13;<br />
<br />1)????HSBC (14.4%)&#13;<br />
<br />2)????Lloyds TSB (13.5%)&#13;<br />
<br />3)????Halifax (10%)&#13;<br />
<br />4)????RBS (9.6%)&#13;<br />
<br />5)????Santander UK (9%)&#13;<br />
<br />There is a large difference in the positive and negative mentions that some of the banks attract. HSBC (9.5%), Halifax (9.5%) and Lloyds TSB (7.8%) received the highest share of positive posts. &#13;<br />
<br />However both HSBC (12.1%) and Lloyds TSB (10.8%) received a relatively higher proportion of negative comments. Conversely Halifax accounted for only 6.2% of negative comments compared with a much larger proportion (9.5%) of positive ones.&#13;<br />
<br />Top 5 Net Sentiment Score &#13;<br />
<br />DigitalMRs report measures, not only the number of comments posted by consumers on the internet, but also sentiment  whether these posts are positive or negative. The difference in the number of positive to negative posts that each bank attracts, provides it with a Net Sentiment Score (NSS). NSS is an overall percentage score of net positive posts. Of the Top 10 banks measured across 2011, the five best performers in terms of achieving the highest NSS were:&#13;<br />
<br />1)????ING Direct 57.5%&#13;<br />
<br />2)????Halifax 43.3%&#13;<br />
<br />3)????Clydesdale Bank 41.7%&#13;<br />
<br />4)????Barclays 37.4%&#13;<br />
<br />5)????Santander 26.4%</p>
<p>&#13;</p>
<p>The Royal Bank of Scotland was the only bank from the Top 10, which achieved a negative NSS with (-2.1%). The next lowest was Bank of Ireland with a NSS of 0.5%.  &#13;<br />
<br />The full report covers:&#13;<br />
</p>
<p> ????Share of voice for all banks. &#13;<br />
 ????Monthly trend for top 10 banks.&#13;<br />
 ????Top 10 Topics by number of mentions.&#13;<br />
 ????The disruptive forces that social network users will have on banks.&#13;<br />
 ????Individual focus of the top 10 banks.&#13;<br />
 ????Social Media presence.&#13;<br />
 ????Recommendations on strategy for the use of Social Media Research.
<p>DigitalMRs report (powered by SociaNuggets) analysed thousands of customer comments posted via a range of relevant finance related websites and open access social media platforms. It measures, not only the number of comments posted by consumers on the internet, but also sentiment  whether these posts are positive or negative.&#13;<br />
<br />Results are based on comments posted by consumers on the major UK banks including: Lloyds TSB, HSBC, Halifax, NatWest, Bank of Ireland, Santander, Barclays, RBS, ING Direct, Clydesdale Bank, Saxo Bank, American Express, First Direct, Bank of Scotland, Abbey, Northern Rock, Northern Bank and Alliance and Leicester.&#13;<br />
<br />For more information on the full report, contents and further data click here  </p>
<p>&#13;</p>
<p>Contact&#13;<br />
<br />For further information on the UK Banking Social Media Report.&#13;<br />
<br />Michalis A. Michael &#13;<br />
<br />mmichael(at)digital-mr(dot)com&#13;<br />
<br />tel: +44 751 571 0370&#13;<br />
<br />http://www.digital-mr.com</p>
<p>&#13;</p>
<p>About DigitalMR&#13;<br />
<br />DigitalMR understands what people think and feel when they share views online. It is a specialist agency which provides a holistic approach to web based market research. It specialises in utilising social media research, especially active web-listening, and online communities to enhance its business consulting approach. The agency has pioneered new methods in online focus groups alongside tools such as video diaries, bulletin boards and online ethnography. DigitalMR is headed by founder and Group MD, Michalis Michael and has offices in London UK, Nicosia Cyprus, and Columbus Ohio, in the US. </p>
<p>&#13;</p>
<p>About SocialNuggets &#13;<br />
<br />SocialNuggets technology delivers real-time market intelligence for fast moving industries by analyzing data from various social media sources with a mission to liberate social media data and sentiment analysis for use in real-time research of brands, products and features. SocialNuggets delivers ready to use market intelligence for various industry verticals including consumer electronics and banking. SocialNuggets data is delivered in bite size, ready-to-consume, infographics and is also available in the form of a full access to our data warehouse for analysis and integration with customers data. SocialNuggets, a Serendio company, was founded in 2011 with headquarters in Santa Clara, CA. For more information, please visit http://www.SociaNuggets.net</p>
<p>&#13;<br />
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		<title>Grand Rapids (2) &#8211; UIA Employer Seminar</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/grand-rapids-2-uia-employer-seminar/</link>
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		<pubDate>Sun, 18 Mar 2012 00:32:15 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
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		<description><![CDATA[Grand Rapids (2) &#8211; UIA Employer Seminar Event on 2012-08-15 08:00:00 The Unemployement Insurance Agency (UIA) is offering our 2012 UIA Employer Seminars for free. The purpose of this seminar is to improve the understanding of the unemployment insurance (UI) program and to get a clear understanding of how UI charges affect your account, and [...]]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://eventful.com/grandrapids_mi/events/grand-rapids-2-uia-employer-seminar-/E0-001-045372503-2?utm_source=apis&#038;utm_medium=apim&#038;utm_campaign=apic" rel="nofollow">Grand Rapids (2) &#8211; UIA Employer Seminar</a></strong><br />
<i>Event on 2012-08-15 08:00:00</i></p>
<p><em></em>The Unemployement Insurance Agency (UIA) is offering our 2012 UIA Employer Seminars for free. The purpose of this seminar is to improve the understanding of the unemployment insurance (UI) program and to get a clear understanding of how UI charges affect your account, and therefore your budget. <strong>This year documentation will be given to participants towards CPE credits.</strong> <strong>Feel free to attend either session one or session two; for CPE credit please see the registration desk.</strong> If you have any questions/concerns regarding the employer seminar please call the Office of the Employer Ombudsman at 1-855-484-2636 or email <a href="mailto:OEO@michigan.gov" rel="nofollow">OEO@michigan.gov</a>.</p>
</p>
<p><em>Session One: Benefit-Related Topics</em></p>
<p><strong> </strong></p>
<p><strong>8:00 Welcome &#038; Legislative Updates</strong></p>
<p><strong> </strong></p>
<p><strong>8:15 UI Benefit Information &#8211; Part 1 </strong></p>
<p>- Monetary Qualification for Benefits</p>
<p>- Calculation of Weekly Benefit Amount and Duration</p>
<p>- How Benefits are Charged to Employers</p>
<p>- Working Part-Time &#038; Collecting UI (Underemployment)</p>
</p>
<p><strong>9:00 UI Benefit Information &#8211; Part 2 </strong></p>
<p>- Nonmonetary Determination </p>
<p>- Responding to Inquiry Questions, Disqualifications, Rework</p>
<p>- Refusal of Work</p>
<p>- Seasonal Denial Periods</p>
<p>10:00 Break </p>
<p><strong> </strong><strong> </strong></p>
<p><strong>10:15 Appeal Process</strong><strong></p>
<p></strong></p>
<p><strong>11:15 </strong> <strong>UIA</strong> <strong>Fraud</strong></p>
<p>- Detection of Fraud</p>
<p>- Prevention of Fraud</p>
<p>- Reporting Fraud to the UIA</p>
<p><strong>12:00  Michigan Economic Development Corporation (MEDC)</strong></p>
<p>- Workers&#39; Compensation Cost Control Service</p>
<p>- MEDC Business Services</p>
<p>o &quot;Economic Gardening&quot;- Helping Michigan Companies Grow <strong></strong></p>
<p><strong> </strong><strong> </strong></p>
<p><strong>1:00  LUNCH (ON YOUR OWN) </strong></p>
</p>
<p><em>Session Two: Tax-Related Topics</em></p>
<p><strong> </strong></p>
<p><strong>2:00 Workforce Development Agency</strong></p>
<p>- Trade Adjustment Assistance Program (TAA)</p>
<p>- National Career Readiness Certificate Program (NCRC)</p>
<p>- Veterans Services</p>
</p>
<p><strong>2:30 UIA Tax Legislative Updates</strong></p>
</p>
<p><strong>2:45 UIA Online Services</strong></p>
<p></p>
<p>3:15 Break</p>
<p><strong>3:30 UI Tax Information &#8211; Part 1: Contributing Employers</strong></p>
<p>- How an Employer&#39;s Tax Rate is Calculated</p>
<p>o Bonding</p>
<p>- Seasonal Designation Changes</p>
<p>- New Combined Form UIA 1017 &#038; 1020</p>
<p>o Rounding Dollar Amounts Due</p>
<p>o Payment of Taxes</p>
<p>o Wage Report Penalty Increase</p>
<p>- Household Employers</p>
<p>- Annual Termination Changes</p>
<p><strong><br />UI Tax Information &#8211; Part 2: Reimbursing Employers</strong></p>
<p>- Conversions From Contributing to Reimbursing &#038; Vice-Versa</p>
<p>- Quarterly Inactivation &#038; Annual Terminations </p>
<p><strong>4:30 Tax Tips from a UIA Auditor</strong></p>
<p>- How to Prepare for a UIA Audit</p>
<p>- Classifying Wages</p>
<p>o 1099 Independent Contractor Changes</p>
<p>o Amnesty Program</p>
<p>- Maintenance of Experience Rating </p>
</p>
<p><strong>5:00 END </strong></p>
</p>
<p><strong>*This event is sponsored by Wisner-Botrall Applied Technology Center at Grand Rapids Community College, Michigan&#39;s Economic Development Corporation (MEDC) and the State of Michigan Unemployment Insurance Agency (UIA).*</strong></p>
<p>at <a href="http://eventful.com/grandrapids_mi/venues/grand-rapids-community-college-/V0-001-000630438-7?utm_source=apis&#038;utm_medium=apim&#038;utm_campaign=apic" rel="nofollow">Grand Rapids Community College</a><br />
Applied Tech Center<br />
Grand Rapids, United States</p>
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		<pubDate>Sun, 12 Feb 2012 04:20:42 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
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		<description><![CDATA[Check out these annual credit report images: Launch of the 2010 Annual report Image by EMCDDA Lisbon, 10 November 2010 Photo credit: Nuno Saraiva Launch of the 2010 Annual report Image by EMCDDA Lisbon, 10 November 2010 Photo credit: Nuno Saraiva Tweet news and informations&#160;automotive,business,crime,health,life,politics,science,technology,travelautomotive,business,crime,health,life,politics,science,technology,travel]]></description>
			<content:encoded><![CDATA[<p>Check out these annual credit report images:</p>
<p><strong>Launch of the 2010 Annual report</strong><br />
<img alt="annual credit report" src="http://farm2.staticflickr.com/1383/5167214730_2a8ed5e7c8.jpg" width="400"/><br />
<i>Image by <a href="http://www.flickr.com/photos/40514778@N07/5167214730">EMCDDA</a></i><br />
Lisbon, 10 November 2010<br />
Photo credit: Nuno Saraiva</p>
<p><strong>Launch of the 2010 Annual report</strong><br />
<img alt="annual credit report" src="http://farm5.staticflickr.com/4047/5166617713_34aba7dfee.jpg" width="400"/><br />
<i>Image by <a href="http://www.flickr.com/photos/40514778@N07/5166617713">EMCDDA</a></i><br />
Lisbon, 10 November 2010<br />
Photo credit: Nuno Saraiva</p>
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		<title>I did not receive my free annual credit report, and the site says i have. What should i do?</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/i-did-not-receive-my-free-annual-credit-report-and-the-site-says-i-have-what-should-i-do/</link>
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		<pubDate>Tue, 24 Jan 2012 04:20:50 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
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		<description><![CDATA[by tango.mceffrie Question by : I did not receive my free annual credit report, and the site says i have. What should i do? I am a colorado resident, and did not receive my free annual credit report. I went through the proper procedure, put in all of my information and it says i have [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="annual credit report" src="http://farm5.staticflickr.com/4129/4975316625_4f3c6d2158_m.jpg" width="160"/><br /> by <a href="http://www.flickr.com/photos/82605142@N00/4975316625">tango.mceffrie</a></div>
<p><strong><i>Question by </i>: I did not receive my free annual credit report, and the site says i have. What should i do?</strong><br />
I am a colorado resident, and did not receive my free annual credit report. I went through the proper procedure, put in all of my information and it says i have already gotten it this year. This concerns me even more as i am sure i have not. I am wondering what i should do about this, as i think it may suggest that someone has been using my social security number when they shouldnt have. Please help me on the proper course of action for me to take&#8230;</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Brian</i><br />i dont know</p>
<p><strong>Know better? Leave your own answer in the comments!</strong></p>
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		<title>Unclaimed Property Reporting</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/unclaimed-property-reporting/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/unclaimed-property-reporting/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:35:28 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Property]]></category>
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		<category><![CDATA[Unclaimed]]></category>

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		<description><![CDATA[Unclaimed Property Reporting Event on 2012-03-06 00:00:00 Benefits Unclaimed property &#8211; what&#39;s it all about? Find out how to comply with state laws and prevent costly state audits. How does your company account for uncashed payroll and accounts payable checks? How does your company handle aged customer credits? Do you have unclaimed dividends, gift certificates [...]]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://eventful.com/nashville_tn/events/unclaimed-property-reporting-/E0-001-043813713-7?utm_source=apis&#038;utm_medium=apim&#038;utm_campaign=apic" rel="nofollow">Unclaimed Property Reporting</a></strong><br />
<i>Event on 2012-03-06 00:00:00</i><br />
<br /><b>Benefits</b>
<p><strong>Unclaimed property &#8211; what&#39;s it all about? Find out how to comply with state laws and prevent costly state audits.</strong></p>
</p>
<p>How does your company account for uncashed payroll and accounts payable checks? How does your company handle aged customer credits? Do you have unclaimed dividends, gift certificates or unidentified remittances that have not been claimed by the owner? These items may represent unclaimed property liability. </p>
</p>
<p>As states struggle to meet their annual fiscal responsibilities, unclaimed property has emerged as a new and popular avenue for increasing revenue stream. Unclaimed property touches all industries, company sizes and locations. Compliance is a hot topic &#8211; therefore, it&#39;s critical for your company&#39;s financial well-being to make sure you&#39;re in full compliance with state unclaimed property laws. Attend this seminar and get an extensive overview of all aspects of unclaimed property. Don&#39;t miss this timely opportunity to learn about the obligations and current issues companies are facing. </p>
</p>
<p>Benefits for You
<ul>
<li> Find out what unclaimed property is and how it affects your business </li>
<li> Avoid the financial risks of not complying with unclaimed property reporting laws </li>
<li> Navigate unclaimed property issues in mergers and acquisitions </li>
<li> Discover what the future holds as unclaimed property continues to emerge in the marketplace and state requirements evolve</li>
</ul>
<p><b>Who Should Attend?</b></p>
<p>This seminar is designed for accountants, controllers, tax managers, CFOs, bankers, treasurers and attorneys. </p>
<p><b>Continuing Education Units</b>
<ul>
<li>CAC 1.0 </li>
<li>CPE 8.0 including Specialized Knowledge and Applications 8 </li>
<li>TN CLE 6.67 </li>
<li><a href="http://www.lorman.com/certification/cac" rel="nofollow"></a></li>
</ul>
<p>- <a href="http://www.lorman.com/seminars/seminar_credit.php?sku=388524&#038;tid=&#038;sid=" rel="nofollow">Detailed Credit Information</a></p>
<p><a href="http://www.lorman.com/seminars/seminar_faqs.php?pid=223519&#038;tid=&#038;sid=" rel="nofollow">Frequently Asked Questions</a></p>
<p><a href="http://www.lorman.com/shop/addcart.php?item=223519" rel="nofollow"></a></p>
<p>at <a href="http://eventful.com/nashville_tn/venues/holiday-inn-select-oprylandairport-/V0-001-000173659-0?utm_source=apis&#038;utm_medium=apim&#038;utm_campaign=apic" rel="nofollow">Holiday Inn Select Opryland/Airport</a><br />
2200 Elm Hill Pike<br />
Nashville, United States</p>
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		<title>Latest Annual Credit Report News</title>
		<link>http://free-credit-reports-annual.com/annual-credit-report/latest-annual-credit-report-news/</link>
		<comments>http://free-credit-reports-annual.com/annual-credit-report/latest-annual-credit-report-news/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 16:21:41 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
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		<category><![CDATA[Latest]]></category>
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		<description><![CDATA[Taking care of your credit report will pay off in future Another reason to check credit reports annually is to watch for potential identity theft which is a growing concern. The three credit bureaus are Transunion, Equifax, and Experian. You can get your free reports at www.annualcreditreport.com or by &#8230; Read more on The Coloradoan [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Taking care of your <b>credit report</b> will pay off in future</strong><br />
Another reason to check credit reports annually is to watch for potential identity theft which is a growing concern. The three credit bureaus are Transunion, Equifax, and Experian. You can get your free reports at www.annualcreditreport.com or by &#8230;<br />
<i>Read more on <a rel="nofollow" href="http://www.coloradoan.com/article/20120114/COLUMNISTS07/201140318/Taking-care-your-credit-report-will-pay-off-future?odyssey=mod%7Cnewswell%7Ctext%7CFRONTPAGE%7Cs">The Coloradoan</a></p>
<p></i></p>
<p><strong>Build better <b>credit</b> in 2012</strong><br />
If the dispute led the credit reporting bureau to correct the mistake, the bureau must also provide the borrower a free copy of the corrected credit report. Keep in mind that a corrected credit report does not count as the borrower&#39;s annual free report &#8230;<br />
<i>Read more on <a rel="nofollow" href="http://www.elpasoinc.com/news/border_business/article_fad309ae-3b10-11e1-9bb1-001a4bcf6878.html">El Paso Inc.</a></p>
<p></i></p>
<p><strong>Free <b>Annual Credit Report</b> &#8211; New Website Launches To Provide Credit Scores and <b>&#8230;</b></strong><br />
by james715 Customers will no longer need to put money right down to credit reports and scores, through Free Annual Credit Report Online. http://freeannualcreditreportonline.info is already up and running and offering US consumers the opportunity to &#8230;<br />
<i>Read more on <a rel="nofollow" href="http://www.shakopeenews.com/pages/full_story/push?blog-entry-Free+Annual+Credit+Report+-+New+Website+Launches+To+Provide+Credit+Scores+and+Report+At+No+Cost%20&#038;id=17029826&#038;instance=blog_spot">Shakopee Valley News</a></p>
<p></i></p>
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