Here in the last week or so I have been having inquiries deleted also paying some items off. How does it work when trying to boost up credit scores? HOW?

I have a near perfect credit score. My girlfriend has a dismal credit score. If we were to get married and buy a house, do they combine our scores and created an “average” score to calculate our rate? I would like to use just my score for the best rate but be able to combine our incomes to buy a better hoiuse. Is this possible or common?

I was just wondering how do credit scores work in association with credit cards and about how long would it take for a person to reach a good credit score rate ?

There’s a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That’s like discrimination of some sort. How do you improve your credit score if you don’t have the mean to improve your credit score?