Free Annual Credit Reports & Score Tips » Credit Scores

When will my CREDIT SCORES start to improve or go up?

cyberandy — Fri, 16 Apr 2010 02:03:27 +0000

michelle j asked:

Here in the last week or so I have been having inquiries deleted also paying some items off. How does it work when trying to boost up credit scores? HOW?

How do married couples buy a house with two credit scores?

cyberandy — Mon, 22 Mar 2010 06:56:59 +0000

Kevin W asked:

I have a near perfect credit score. My girlfriend has a dismal credit score. If we were to get married and buy a house, do they combine our scores and created an “average” score to calculate our rate? I would like to use just my score for the best rate but be able to combine our incomes to buy a better hoiuse. Is this possible or common?

credit scores?

cyberandy — Sat, 23 Jan 2010 23:41:47 +0000

JuJu Bean asked:

I was just wondering how do credit scores work in association with credit cards and about how long would it take for a person to reach a good credit score rate ?

Is it true that bad credit scores can keep you from gettting a job?

cyberandy — Sat, 19 Dec 2009 06:04:01 +0000

rysmlz asked:

There’s a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That’s like discrimination of some sort. How do you improve your credit score if you don’t have the mean to improve your credit score?

Are these good enough credit scores to obtain a credit card?

cyberandy — Wed, 16 Dec 2009 04:10:57 +0000

musedrinkingmercury asked:

I have my 3 scores ranging from 680-703.

I am applying for a credit card and am wondering if those scores are good enough to obtain one.

I have student loans, one credit card with 3/4 of the credit line used, a charge card with half of the credit line used, and another charge card without any charges or a balance.

I’m just worried that since my credit card is near its max that I won’t get approved for another card I’m applying for.

Help?

What is the minimum credit scores for mortgage approvals in nj?

cyberandy — Wed, 09 Dec 2009 16:03:07 +0000

tara s asked:

Hello,
Im trying to plan for a mortgage. If we had about 50k saved up and we wanted a 300k mortgage what credit scores would we need to get approved.
Lets say these are the circumstances:
husband has had a steady job for 2 yrs
Wife has been consistently working but not at the same company
income range is 70-80k a year

Thanks!

How can I safely order a credit report with all 3 credit scores from the 3 major credit companies?

cyberandy — Fri, 04 Dec 2009 08:06:05 +0000

kanisha asked:

How can I safely order a credit report with all 3 credit scores from the 3 major credit companies?

Thanks!

Why do the credit scores from the 3 credit agencies have such a wide difference?

cyberandy — Tue, 01 Dec 2009 00:13:29 +0000

Tanker asked:

My credit scores range from 648 with Equifax to 676 at Experian. TransUnion in the middle. Can anyone explain the difference and which agency is the most accurate or trusted?

How can I easilly order a credit report with all 3 credit scores from the 3 major credit companies?

cyberandy — Sun, 15 Nov 2009 15:58:49 +0000

emilee asked:

How can I easilly order a credit report with all 3 credit scores from the 3 major credit companies?

Can old credit history show up in more recent scores?

cyberandy — Sun, 15 Nov 2009 11:57:16 +0000

justellemJimsaidhello asked:

I have about 5500-6000 dollars in debt to pay off and it is effecting my credit score BIG TIME!! I am planning a way to pay it off myself by the end of this year. How long will it be until my credit score improves? How high can it improve and will old credit history/scores show up on a report in say, February?
In addition, my car was repossessed in Nov. 2005. The rest of the lease payments were payed off. Can this be taken off of my credit?