Free Annual Credit Reports & Score Tips » FICO Scores http://free-credit-reports-annual.com Free annual credit report tips and how to get your free credit score (FICO or comparable) without spending a dime Sun, 25 Jul 2010 16:34:58 +0000 en hourly 1 http://wordpress.org/?v=3.0 How much does making regular monthly payments increase fico score? http://free-credit-reports-annual.com/fico-scores/how-much-does-making-regular-monthly-payments-increase-fico-score/ http://free-credit-reports-annual.com/fico-scores/how-much-does-making-regular-monthly-payments-increase-fico-score/#comments Sun, 28 Mar 2010 17:00:53 +0000 cyberandy http://free-credit-reports-annual.com/195/how-much-does-making-regular-monthly-payments-increase-fico-score/ FICO Score
Jill C asked:

Hello there I have a very low FICO score because of mistakes I made 3-5 years ago. In the last few years I have always made at least minimum payments and have all my creditors reporting an R1. I am just wondering why my score is still so low and how many points are gained for making regular payment.

]]> http://free-credit-reports-annual.com/fico-scores/how-much-does-making-regular-monthly-payments-increase-fico-score/feed/ 1 What is the fastest way to raise my FICO Score? http://free-credit-reports-annual.com/fico-scores/what-is-the-fastest-way-to-raise-my-fico-score/ http://free-credit-reports-annual.com/fico-scores/what-is-the-fastest-way-to-raise-my-fico-score/#comments Sun, 28 Mar 2010 09:46:21 +0000 cyberandy http://free-credit-reports-annual.com/189/what-is-the-fastest-way-to-raise-my-fico-score/ FICO Score
JoeJ asked:

I had to file bankruptcy about 4 years ago, and now I see that my FICO score is still low. I am looking into buying a house and need the lowest interest rates.

]]> http://free-credit-reports-annual.com/fico-scores/what-is-the-fastest-way-to-raise-my-fico-score/feed/ 2 Will my FICO score go down if I close a credit card account and open a new one? http://free-credit-reports-annual.com/fico-scores/will-my-fico-score-go-down-if-i-close-a-credit-card-account-and-open-a-new-one/ http://free-credit-reports-annual.com/fico-scores/will-my-fico-score-go-down-if-i-close-a-credit-card-account-and-open-a-new-one/#comments Thu, 25 Mar 2010 22:49:40 +0000 cyberandy http://free-credit-reports-annual.com/201/will-my-fico-score-go-down-if-i-close-a-credit-card-account-and-open-a-new-one/ FICO Score
Dondeep asked:

I recently turned 18 and I have 2 credit card accounts. I am a secondary account holder for both (which still does affect my credit score). I have made sure to make full payments every month for them. I want to maximize my credit score, so should I close an account and open up a new account where I am the only account holder? Would closing my credit card account affect my FICO score?

]]> http://free-credit-reports-annual.com/fico-scores/will-my-fico-score-go-down-if-i-close-a-credit-card-account-and-open-a-new-one/feed/ 2 What is the minimum FICO score in order to be approved for a Sallie Mae Career Training Loan? http://free-credit-reports-annual.com/fico-scores/what-is-the-minimum-fico-score-in-order-to-be-approved-for-a-sallie-mae-career-training-loan/ http://free-credit-reports-annual.com/fico-scores/what-is-the-minimum-fico-score-in-order-to-be-approved-for-a-sallie-mae-career-training-loan/#comments Thu, 25 Mar 2010 20:53:27 +0000 cyberandy http://free-credit-reports-annual.com/197/what-is-the-minimum-fico-score-in-order-to-be-approved-for-a-sallie-mae-career-training-loan/ FICO Score
SkyBlue asked:

What is the minimum FICO score in order to be approved for a Sallie Mae Career Training Loan without a co-signer? Also, are other things such as income taken into consideration if I have less than perfect credit?

]]> http://free-credit-reports-annual.com/fico-scores/what-is-the-minimum-fico-score-in-order-to-be-approved-for-a-sallie-mae-career-training-loan/feed/ 1 FICO score? http://free-credit-reports-annual.com/fico-scores/fico-score/ http://free-credit-reports-annual.com/fico-scores/fico-score/#comments Wed, 24 Mar 2010 06:06:43 +0000 cyberandy http://free-credit-reports-annual.com/173/fico-score/ FICO Score
veebeerah asked:

I recently got married to a person with a lower FICO score than I do. If I add him to one of my credit cards as an additional user, would this lower my FICO score?

]]> http://free-credit-reports-annual.com/fico-scores/fico-score/feed/ 8 What fico score is needed to get a no money down car loan? http://free-credit-reports-annual.com/fico-scores/what-fico-score-is-needed-to-get-a-no-money-down-car-loan/ http://free-credit-reports-annual.com/fico-scores/what-fico-score-is-needed-to-get-a-no-money-down-car-loan/#comments Mon, 15 Mar 2010 23:01:40 +0000 cyberandy http://free-credit-reports-annual.com/183/what-fico-score-is-needed-to-get-a-no-money-down-car-loan/ FICO Score
touchemupent asked:

I have a 592 fico and still need a cosigner? What score is need to purchase a vehicle no money down no cosigner?

]]> http://free-credit-reports-annual.com/fico-scores/what-fico-score-is-needed-to-get-a-no-money-down-car-loan/feed/ 3 What FICO score do I need to qualify for a 0% APR Balance Transfer Credit Card? http://free-credit-reports-annual.com/fico-scores/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/ http://free-credit-reports-annual.com/fico-scores/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/#comments Thu, 04 Mar 2010 05:19:23 +0000 cyberandy http://free-credit-reports-annual.com/181/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/ FICO Score
Eric asked:

I’m wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America?

Thanks!

]]> http://free-credit-reports-annual.com/fico-scores/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/feed/ 2 What is the FICO score regarding to credit and how do u get it? http://free-credit-reports-annual.com/fico-scores/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/ http://free-credit-reports-annual.com/fico-scores/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/#comments Wed, 17 Feb 2010 20:50:53 +0000 cyberandy http://free-credit-reports-annual.com/193/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/ FICO Score
kilgore87 asked:

Is it true that’s ur FICO score is what they look at regarding getting a house? How is the score add up of what is it added up from. I’m looking into buying a house and and I was informed me that I needed a credit score of 620. I have a 590, 573 and 601.

]]> http://free-credit-reports-annual.com/fico-scores/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/feed/ 3 Does giving our fico score,cash down number help while making an offer to a short sale property ? http://free-credit-reports-annual.com/fico-scores/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/ http://free-credit-reports-annual.com/fico-scores/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/#comments Wed, 17 Feb 2010 16:34:10 +0000 cyberandy http://free-credit-reports-annual.com/175/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/ FICO Score
John P asked:

I have a very good credit and 20% cash down for my home.
I am planning to make an offer for a property which I liked, so during the offer does it help if I give my FICO score and how much cash I am willing to pay for the property? (lets say its 20%) of the property ?

]]> http://free-credit-reports-annual.com/fico-scores/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/feed/ 3 What is a good and excellent Fico score? http://free-credit-reports-annual.com/fico-scores/what-is-a-good-and-excellent-fico-score/ http://free-credit-reports-annual.com/fico-scores/what-is-a-good-and-excellent-fico-score/#comments Mon, 15 Feb 2010 05:59:53 +0000 cyberandy http://free-credit-reports-annual.com/205/what-is-a-good-and-excellent-fico-score/ FICO Score
curious asked:

At MyFico site, they claim that the median/average fico score is 723. Could that be correct? I personally think that it is around 670. What are your opinions?

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