Archive for the ‘FICO Scores’ Category

Does giving our fico score,cash down number help while making an offer to a short sale property ?

FICO Score
John P asked:

I have a very good credit and 20% cash down for my home.
I am planning to make an offer for a property which I liked, so during the offer does it help if I give my FICO score and how much cash I am willing to pay for the property? (lets say its 20%) of the property ?

What is a good and excellent Fico score?

FICO Score
curious asked:

At MyFico site, they claim that the median/average fico score is 723. Could that be correct? I personally think that it is around 670. What are your opinions?

What is the equivalent value or range of a Vantage Score of 730 to FICO?

FICO Score
ian asked:

Just checked my annual free credit report through Trans Union. I did not realize that these agencies have already adapted the Vantage Scoring method which was different from the FICO score I was expecting to know.

Got a Vantage Score of 730, can someone help me give the equivalent, a range, or a simple method to somewhat determine my FICO Score???

I do not want to spend any bucks since I just wanted an idea of how did I fair using the FICO Scoring. Thanks!

How to determine mortgage rate from FICO score?

FICO Score
akj147 asked:

So the way I understand it is that your FICO score determines the interest rate you will get (along with national interest rate levels).

With that said, when Yahoo says that todays rate is 6.364% what FICO score does this assume. If I have a FICO score of above 720 (assume 720 as worst case) then what can I estimate my interest rate to be given the 6.364%? Lower? Higher? Same?

Get tips on free credit reports at our blog. Most people know they are entitled to a free annual credit report but don't realize that they are actually entitled to three(one from each of the big bureaus). We want to make it easy for you to get your free copy of credit reports as well as the all important FICO (or generic) credit score which is not a part of the free program.