I would like to get a free credit report but I’m leary of putting my financial info on the net. – which service is best to use and is it actually free? Most important, is it safe?

Is there any way possible to get a totally free credit report online with no strings attached?

I know the free credit report sites are advertised, but even those you have to pay for in the long run. Why aren’t we entitled to see our reports for free?

I wish to pull up all three of my credit reports and I know that there is one site that allows you to pull up your complete credit report from all three reporting agencies and it is allowed just once a year for free. Please give me the exact site. Thanks!