I think that the service is a waste of money unless you are a person who is careless with their personal information.
I would recommend that you use the free credit reporting service annualcreditreport.com and pull a report on yourself every four months. Use Transunion in January, Equifax in June, and Experian in October. Repeat in January 2011. It is free and you are the person in charge of your info!
Get tips on free credit reports at our blog. Most people know they are entitled to a free annual credit report but don't realize that they are actually entitled to three(one from each of the big bureaus). We want to make it easy for you to get your free copy of credit reports as well as the all important FICO (or generic) credit score which is not a part of the free program.
I think that the service is a waste of money unless you are a person who is careless with their personal information.
I would recommend that you use the free credit reporting service annualcreditreport.com and pull a report on yourself every four months. Use Transunion in January, Equifax in June, and Experian in October. Repeat in January 2011. It is free and you are the person in charge of your info!
Why do you want to throw money down the toilet?