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	<title>Comments on: credit scores?</title>
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	<link>http://free-credit-reports-annual.com/credit-scores/credit-scores/</link>
	<description>Free annual credit report tips and how to get your free credit score (FICO or comparable) without spending a dime</description>
	<lastBuildDate>Sun, 05 Sep 2010 18:28:30 +0000</lastBuildDate>
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		<title>By: heybulldog</title>
		<link>http://free-credit-reports-annual.com/credit-scores/credit-scores/comment-page-1/#comment-139</link>
		<dc:creator>heybulldog</dc:creator>
		<pubDate>Sun, 31 Jan 2010 22:27:05 +0000</pubDate>
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		<description>Dont worship at the alter of the almighty Fico ( I Love Debt ) score. Banks spend millions brainwashing people into thinking they need credit cards and a high I Love Debt score to make it in todays world. horse crap. Pay as you go and you will win with money.</description>
		<content:encoded><![CDATA[<p>Dont worship at the alter of the almighty Fico ( I Love Debt ) score. Banks spend millions brainwashing people into thinking they need credit cards and a high I Love Debt score to make it in todays world. horse crap. Pay as you go and you will win with money.</p>
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	<item>
		<title>By: oncameratalent</title>
		<link>http://free-credit-reports-annual.com/credit-scores/credit-scores/comment-page-1/#comment-138</link>
		<dc:creator>oncameratalent</dc:creator>
		<pubDate>Sun, 31 Jan 2010 18:37:02 +0000</pubDate>
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		<description>There is fantastic information regarding this on this webpage.....




_____________</description>
		<content:encoded><![CDATA[<p>There is fantastic information regarding this on this webpage&#8230;..</p>
<p>_____________</p>
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		<title>By: Jake</title>
		<link>http://free-credit-reports-annual.com/credit-scores/credit-scores/comment-page-1/#comment-137</link>
		<dc:creator>Jake</dc:creator>
		<pubDate>Thu, 28 Jan 2010 15:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://free-credit-reports-annual.com/135/credit-scores/#comment-137</guid>
		<description>Credit score is driven by 4 factors.
1.  recent inquiries,
2.  potential debt burden
3.  recent derogatories.
4.  length of tiome of credit history</description>
		<content:encoded><![CDATA[<p>Credit score is driven by 4 factors.<br />
1.  recent inquiries,<br />
2.  potential debt burden<br />
3.  recent derogatories.<br />
4.  length of tiome of credit history</p>
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	<item>
		<title>By: mitch w</title>
		<link>http://free-credit-reports-annual.com/credit-scores/credit-scores/comment-page-1/#comment-136</link>
		<dc:creator>mitch w</dc:creator>
		<pubDate>Tue, 26 Jan 2010 04:36:18 +0000</pubDate>
		<guid isPermaLink="false">http://free-credit-reports-annual.com/135/credit-scores/#comment-136</guid>
		<description>it depends on what you are currently using.... someone with no credit can usually get approved for a small limit credit card... someone with a couple years worth of average credit could usually get one with a decent limit.  Someone with poor credit can usually get a 2-4 hundred dollar limit at the bank i work at.  The credit isnt as big of a deal as having the cash flow to pay for it... if you have good income and low debt you should be able to get one.</description>
		<content:encoded><![CDATA[<p>it depends on what you are currently using&#8230;. someone with no credit can usually get approved for a small limit credit card&#8230; someone with a couple years worth of average credit could usually get one with a decent limit.  Someone with poor credit can usually get a 2-4 hundred dollar limit at the bank i work at.  The credit isnt as big of a deal as having the cash flow to pay for it&#8230; if you have good income and low debt you should be able to get one.</p>
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