It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.

I’ve gone to a bunch of sites that promise free report but not score, Any credit report websites that are legitimate and actually free? Thanks!!

I was thinking of applying for a store credit card, and I checked my credit on all 3 of the major credit reporting agencies. All of them are different with one being 50 points lower than the highest one. Do they go by the best score, or do they average out the 3 together to get a final FICO score for determination of the credit card?

I have pulled my credit report a few times online and once had a credit monitoring service. I’m considering going back to having a credit monitoring service because I really liked the real time updates to my email whenever there was a change made to my credit report. I’m just wondering what other people have thought was the best service for price and userability through their prior experiences? Thanks in advance!!!