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<channel>
	<title>Free Annual Credit Reports &#38; Free Credit Score Tips</title>
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	<link>http://free-credit-reports-annual.com</link>
	<description>Free annual credit report tips &#38; how to get your free credit score (FICO or comparable) without spending a dime</description>
	<lastBuildDate>Sun, 07 Mar 2010 01:28:48 +0000</lastBuildDate>
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			<item>
		<title>If u already have your free annual credit report, how to get your free credit score report again?</title>
		<link>http://free-credit-reports-annual.com/87/if-u-already-have-your-free-annual-credit-report-how-to-get-your-free-credit-score-report-again/</link>
		<comments>http://free-credit-reports-annual.com/87/if-u-already-have-your-free-annual-credit-report-how-to-get-your-free-credit-score-report-again/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 01:28:48 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Free Annual Credit Report]]></category>
		<category><![CDATA[Free Score]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/87/if-u-already-have-your-free-annual-credit-report-how-to-get-your-free-credit-score-report-again/</guid>
		<description><![CDATA[alva asked: 
If u already have your free annual credit report, how to get your free credit score report again?

]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Annual_Credit_Report10.jpg"><img src="/wp-content/uploads/cc/Annual_Credit_Report10.jpg" title='Annual Credit Report' alt='Annual Credit Report' /></a></div>
<div><em><strong>alva</strong> asked: </em></p>
<p>If u already have your free annual credit report, how to get your free credit score report again?</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://free-credit-reports-annual.com/87/if-u-already-have-your-free-annual-credit-report-how-to-get-your-free-credit-score-report-again/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What FICO score do I need to qualify for a 0% APR Balance Transfer Credit Card?</title>
		<link>http://free-credit-reports-annual.com/181/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/</link>
		<comments>http://free-credit-reports-annual.com/181/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 05:19:23 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[FICO Scores]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[fico score]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/181/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/</guid>
		<description><![CDATA[Eric asked: 
I&#8217;m wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America? 
Thanks!

]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/FICO_Score4.jpg"><img src="/wp-content/uploads/cc/FICO_Score4.jpg" title='FICO Score' alt='FICO Score' /></a></div>
<div><em><strong>Eric</strong> asked: </em></p>
<p>I&#8217;m wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America? </p>
<p>Thanks!</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://free-credit-reports-annual.com/181/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What website we get free yearly credit score or report?</title>
		<link>http://free-credit-reports-annual.com/279/what-website-we-get-free-yearly-credit-score-or-report/</link>
		<comments>http://free-credit-reports-annual.com/279/what-website-we-get-free-yearly-credit-score-or-report/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 11:47:54 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Score]]></category>
		<category><![CDATA[Free Yearly Credit Score]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/279/what-website-we-get-free-yearly-credit-score-or-report/</guid>
		<description><![CDATA[mai asked: 
Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/free_credit_report15.jpg"><img src="/wp-content/uploads/cc/free_credit_report15.jpg" title='free credit report' alt='free credit report' /></a></div>
<div><em><strong>mai</strong> asked: </em></p>
<p>Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://free-credit-reports-annual.com/279/what-website-we-get-free-yearly-credit-score-or-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do you check your annual free credit report?</title>
		<link>http://free-credit-reports-annual.com/69/how-do-you-check-your-annual-free-credit-report/</link>
		<comments>http://free-credit-reports-annual.com/69/how-do-you-check-your-annual-free-credit-report/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 10:07:48 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Annual Free Credit Report]]></category>
		<category><![CDATA[Free Credit Report]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/69/how-do-you-check-your-annual-free-credit-report/</guid>
		<description><![CDATA[ping asked: 
It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.

]]></description>
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<div><em><strong>ping</strong> asked: </em></p>
<p>It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.</p>
</div>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Where do I get my annual free credit report?</title>
		<link>http://free-credit-reports-annual.com/77/where-do-i-get-my-annual-free-credit-report/</link>
		<comments>http://free-credit-reports-annual.com/77/where-do-i-get-my-annual-free-credit-report/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 03:05:47 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Annual Free Credit Report]]></category>
		<category><![CDATA[Free Credit Report]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/77/where-do-i-get-my-annual-free-credit-report/</guid>
		<description><![CDATA[leola asked: 
It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.

]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Annual_Credit_Report5.jpg"><img src="/wp-content/uploads/cc/Annual_Credit_Report5.jpg" title='Annual Credit Report' alt='Annual Credit Report' /></a></div>
<div><em><strong>leola</strong> asked: </em></p>
<p>It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://free-credit-reports-annual.com/77/where-do-i-get-my-annual-free-credit-report/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the FICO score regarding to credit and how do u get it?</title>
		<link>http://free-credit-reports-annual.com/193/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/</link>
		<comments>http://free-credit-reports-annual.com/193/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 20:50:53 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[FICO Scores]]></category>
		<category><![CDATA[Buying House]]></category>
		<category><![CDATA[fico score]]></category>
		<category><![CDATA[Ur]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/193/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/</guid>
		<description><![CDATA[kilgore87 asked: 
Is it true that&#8217;s ur FICO score is what they look at regarding getting a house? How is the score add up of what is it added up from. I&#8217;m looking into buying a house and and I was informed me  that I needed a credit score of 620. I have a [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/FICO_Score10.jpg"><img src="/wp-content/uploads/cc/FICO_Score10.jpg" title='FICO Score' alt='FICO Score' /></a></div>
<div><em><strong>kilgore87</strong> asked: </em></p>
<p>Is it true that&#8217;s ur FICO score is what they look at regarding getting a house? How is the score add up of what is it added up from. I&#8217;m looking into buying a house and and I was informed me  that I needed a credit score of 620. I have a 590, 573 and 601.</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://free-credit-reports-annual.com/193/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Does giving our fico score,cash down number help while making an offer to a short sale property ?</title>
		<link>http://free-credit-reports-annual.com/175/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/</link>
		<comments>http://free-credit-reports-annual.com/175/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 16:34:10 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[FICO Scores]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/175/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/</guid>
		<description><![CDATA[John P asked: 
I have a very good credit and 20% cash down for my home.
I am planning to make an offer for a property which I liked, so during the offer does it help if I give my FICO score and how much cash I am willing to pay for the property? (lets say [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/FICO_Score1.jpg"><img src="/wp-content/uploads/cc/FICO_Score1.jpg" title='FICO Score' alt='FICO Score' /></a></div>
<div><em><strong>John P</strong> asked: </em></p>
<p>I have a very good credit and 20% cash down for my home.<br />
I am planning to make an offer for a property which I liked, so during the offer does it help if I give my FICO score and how much cash I am willing to pay for the property? (lets say its 20%) of the property ?</p>
</div>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What is a good and excellent Fico score?</title>
		<link>http://free-credit-reports-annual.com/205/what-is-a-good-and-excellent-fico-score/</link>
		<comments>http://free-credit-reports-annual.com/205/what-is-a-good-and-excellent-fico-score/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 05:59:53 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[FICO Scores]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/205/what-is-a-good-and-excellent-fico-score/</guid>
		<description><![CDATA[curious asked: 
At MyFico site, they claim that the median/average fico score is 723. Could that be correct? I personally think that it is around 670. What are your opinions?

]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/FICO_Score16.jpg"><img src="/wp-content/uploads/cc/FICO_Score16.jpg" title='FICO Score' alt='FICO Score' /></a></div>
<div><em><strong>curious</strong> asked: </em></p>
<p>At MyFico site, they claim that the median/average fico score is 723. Could that be correct? I personally think that it is around 670. What are your opinions?</p>
</div>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to check my free credit score or report?</title>
		<link>http://free-credit-reports-annual.com/251/how-to-check-my-free-credit-score-or-report/</link>
		<comments>http://free-credit-reports-annual.com/251/how-to-check-my-free-credit-score-or-report/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 23:21:33 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Credit Score]]></category>
		<category><![CDATA[Free Score]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/251/how-to-check-my-free-credit-score-or-report/</guid>
		<description><![CDATA[roselle asked: 
Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/free_credit_report1.jpg"><img src="/wp-content/uploads/cc/free_credit_report1.jpg" title='free credit report' alt='free credit report' /></a></div>
<div><em><strong>roselle</strong> asked: </em></p>
<p>Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://free-credit-reports-annual.com/251/how-to-check-my-free-credit-score-or-report/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What is the equivalent value or range of a Vantage Score of 730 to FICO?</title>
		<link>http://free-credit-reports-annual.com/199/what-is-the-equivalent-value-or-range-of-a-vantage-score-of-730-to-fico/</link>
		<comments>http://free-credit-reports-annual.com/199/what-is-the-equivalent-value-or-range-of-a-vantage-score-of-730-to-fico/#comments</comments>
		<pubDate>Sat, 06 Feb 2010 05:19:59 +0000</pubDate>
		<dc:creator>cyberandy</dc:creator>
				<category><![CDATA[FICO Scores]]></category>
		<category><![CDATA[Annual Free Credit Report]]></category>
		<category><![CDATA[Equivalent Value]]></category>
		<category><![CDATA[Free Credit Report]]></category>

		<guid isPermaLink="false">http://free-credit-reports-annual.com/199/what-is-the-equivalent-value-or-range-of-a-vantage-score-of-730-to-fico/</guid>
		<description><![CDATA[ian asked: 
Just checked my annual free credit report through Trans Union. I did not realize that these agencies have already adapted the Vantage Scoring method which was different from the FICO score I was expecting to know. 
Got a Vantage Score of 730, can someone help me give the equivalent, a range, or a [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/FICO_Score13.jpg"><img src="/wp-content/uploads/cc/FICO_Score13.jpg" title='FICO Score' alt='FICO Score' /></a></div>
<div><em><strong>ian</strong> asked: </em></p>
<p>Just checked my annual free credit report through Trans Union. I did not realize that these agencies have already adapted the Vantage Scoring method which was different from the FICO score I was expecting to know. </p>
<p>Got a Vantage Score of 730, can someone help me give the equivalent, a range, or a simple method to somewhat determine my FICO Score??? </p>
<p>I do not want to spend any bucks since I just wanted an idea of how did I fair using the FICO Scoring. Thanks!</p>
</div>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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