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	<title>Free Annual Credit Reports &#38; Free Credit Score Tips</title>
	<link>http://free-credit-reports-annual.com</link>
	<description>Free annual credit report tips &#38; how to get your free credit score (FICO or comparable) without spending a dime</description>
	<lastBuildDate>Sun, 07 Mar 2010 01:28:48 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
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	<item>
		<title>If u already have your free annual credit report, how to get your free credit score report again?</title>
		<description><![CDATA[alva asked: 
If u already have your free annual credit report, how to get your free credit score report again?

]]></description>
		<link>http://free-credit-reports-annual.com/87/if-u-already-have-your-free-annual-credit-report-how-to-get-your-free-credit-score-report-again/</link>
			</item>
	<item>
		<title>What FICO score do I need to qualify for a 0% APR Balance Transfer Credit Card?</title>
		<description><![CDATA[Eric asked: 
I&#8217;m wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America? 
Thanks!

]]></description>
		<link>http://free-credit-reports-annual.com/181/what-fico-score-do-i-need-to-qualify-for-a-0-apr-balance-transfer-credit-card/</link>
			</item>
	<item>
		<title>What website we get free yearly credit score or report?</title>
		<description><![CDATA[mai asked: 
Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

]]></description>
		<link>http://free-credit-reports-annual.com/279/what-website-we-get-free-yearly-credit-score-or-report/</link>
			</item>
	<item>
		<title>How do you check your annual free credit report?</title>
		<description><![CDATA[ping asked: 
It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.

]]></description>
		<link>http://free-credit-reports-annual.com/69/how-do-you-check-your-annual-free-credit-report/</link>
			</item>
	<item>
		<title>Where do I get my annual free credit report?</title>
		<description><![CDATA[leola asked: 
It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.

]]></description>
		<link>http://free-credit-reports-annual.com/77/where-do-i-get-my-annual-free-credit-report/</link>
			</item>
	<item>
		<title>What is the FICO score regarding to credit and how do u get it?</title>
		<description><![CDATA[kilgore87 asked: 
Is it true that&#8217;s ur FICO score is what they look at regarding getting a house? How is the score add up of what is it added up from. I&#8217;m looking into buying a house and and I was informed me  that I needed a credit score of 620. I have a [...]]]></description>
		<link>http://free-credit-reports-annual.com/193/what-is-the-fico-score-regarding-to-credit-and-how-do-u-get-it/</link>
			</item>
	<item>
		<title>Does giving our fico score,cash down number help while making an offer to a short sale property ?</title>
		<description><![CDATA[John P asked: 
I have a very good credit and 20% cash down for my home.
I am planning to make an offer for a property which I liked, so during the offer does it help if I give my FICO score and how much cash I am willing to pay for the property? (lets say [...]]]></description>
		<link>http://free-credit-reports-annual.com/175/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/</link>
			</item>
	<item>
		<title>What is a good and excellent Fico score?</title>
		<description><![CDATA[curious asked: 
At MyFico site, they claim that the median/average fico score is 723. Could that be correct? I personally think that it is around 670. What are your opinions?

]]></description>
		<link>http://free-credit-reports-annual.com/205/what-is-a-good-and-excellent-fico-score/</link>
			</item>
	<item>
		<title>How to check my free credit score or report?</title>
		<description><![CDATA[roselle asked: 
Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

]]></description>
		<link>http://free-credit-reports-annual.com/251/how-to-check-my-free-credit-score-or-report/</link>
			</item>
	<item>
		<title>What is the equivalent value or range of a Vantage Score of 730 to FICO?</title>
		<description><![CDATA[ian asked: 
Just checked my annual free credit report through Trans Union. I did not realize that these agencies have already adapted the Vantage Scoring method which was different from the FICO score I was expecting to know. 
Got a Vantage Score of 730, can someone help me give the equivalent, a range, or a [...]]]></description>
		<link>http://free-credit-reports-annual.com/199/what-is-the-equivalent-value-or-range-of-a-vantage-score-of-730-to-fico/</link>
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