What is the equivalent value or range of a Vantage Score of 730 to FICO?
ian asked:
Just checked my annual free credit report through Trans Union. I did not realize that these agencies have already adapted the Vantage Scoring method which was different from the FICO score I was expecting to know.
Got a Vantage Score of 730, can someone help me give the equivalent, a range, or a simple method to somewhat determine my FICO Score???
I do not want to spend any bucks since I just wanted an idea of how did I fair using the FICO Scoring. Thanks!
Finance is what I do for a living and the breakdown is as follows;
Vantage system scores from 501-990.
A-901-990
B-801-900
C-701-800
D-601-700
F-501-600
FICO system scores from 300-850.
Elite-740-& up
Prime-700-739
Preferred-660-699
Standard-625-659
Sub-prime-624-& under
So as you can see a 730 is a C under the Vantage system which means under FICO your looking at around a 626 score.
This is based on the following; your 730 Vantage score divided by the top socre of 990 = 73.73% so if you take the top FICO score of 850 and mulitiply it by 73.73% you get 626.