B says:

First off, the credit scores are made up by the company that issues them. And there are hundreds of companies so your score could be all over the place. They check your credit report and make their score from there so I don’t put much stock in their numbers. As far as getting one free… That’s tricky because they all have a “catch.” You have to sign up for something or other that will end of screwing you over in the end. Look at your credit report and make sure its accurate. That’s the most important thing. Also make sure you check your report from the other main credit reporting bureaus (there’s 3 total) for accuracy. If you’re worried about whether you will qualify for a big purchase (house, car, hooker, etc then just go to the bank you’re planing on financing through and ask them. They will be reviewing your info anyways. Hope that helps!