Posts Tagged ‘copy’

by brizzle born and bred

Question by renita: When retrieving a copy from Annual Credit Report online, do you have to print or can you save as a file?
When retrieving a copy from Annual Credit Report online, do you have to print or can you save as a file?

Best answer:

Answer by Meline
Really, sure i do

Give your answer to this question below!

There’s a lot of confusion about this. While it should be obvious to most people by now that the law gives us free access to our credit reports on once a year from each of the three major credit bureaus, not everyone knows about it much less know how to get it exactly!

It’s really quite easy. To see your free credit reports (all three of them) with no strings attached, simply go to www.annualcreditreport.com and follow the simple directions and within a few minutes, you will have all three credit reports on your computer! Or for those of you who want hard copies, the website will tell you how to get it too.

If one set of the three credit reports once a year is all you are looking for, do NOT get it from any other sites, as you will have to pay for them. On the flip side, whenever you purchase the reports, typically you get to see the reports as often as you like during the year, in case you want to monitor the activities a little more closely than the average person.

The other scenario is where you’d get your free credit reports + FICO score when you sign up for a credit monitoring program. Most have trial offers and you are not obligated to continue after the trial period if you don’t want the monthly service. The reason this might be a good way to go is because you can end up getting the FICO score for free too.

There it is, the simply answer to how you get your free credit reports.